The legal terms governing the use of Euro Insurance Guide
Last Updated: October 1, 2023
Welcome to Euro Insurance Guide. These Terms and Conditions govern your use of our website located at euroinsurance-guide.com (the "Website") and form a binding contractual agreement between you, the user of the Website, and Euro Insurance Guide AB, a company registered in Sweden.
By accessing or using the Website, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, please do not use our Website.
In these Terms, the following definitions apply:
Some features of our Website may require you to register an account. When you register, you agree to provide accurate, current, and complete information and to update this information to maintain its accuracy. You are responsible for safeguarding your password and for all activities that occur under your Account. You agree to notify us immediately if you suspect any unauthorized use of your Account.
You must be at least 18 years old to create an Account and use our Services. By creating an Account, you represent and warrant that you are at least 18 years old.
You may not create more than one Account without our express permission. We reserve the right to terminate any duplicate Accounts.
We reserve the right to suspend or terminate your Account at any time for any reason, including but not limited to violation of these Terms. You may also terminate your Account at any time by contacting our customer service.
Unless otherwise indicated, the Website and all Content published on the Website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and data compilations, is the property of Euro Insurance Guide or our content suppliers and is protected by international copyright, trademark, and other intellectual property laws.
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Website and Content for your personal, non-commercial use. This license does not include:
By submitting User Content to our Website, you:
You agree not to engage in any of the following prohibited activities:
We reserve the right, but not the obligation, to:
Our Website may contain links to third-party websites or services that are not owned or controlled by Euro Insurance Guide. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.
We may display content from third parties on the Website, including advertisements and information from insurance providers. This content is provided for your convenience and information only. We do not endorse, guarantee, or assume responsibility for any such third-party content.
The Website and all Content are provided on an "as is" and "as available" basis without any warranties of any kind, including that the Website will operate error-free or that the Website, its servers, or its Content are free of computer viruses or similar contamination or destructive features.
We disclaim all warranties, including, but not limited to, warranties of title, merchantability, non-infringement of third parties' rights, and fitness for a particular purpose and any warranties arising from a course of dealing, course of performance, or usage of trade.
In no event shall we be liable for any damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information) arising out of the use of or inability to use the Website, even if we have been notified of the possibility of such damages.
To the maximum extent permitted by applicable law, in no event shall Euro Insurance Guide, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
Regardless of the cause of action, whether in contract, tort (including negligence), breach of warranty, or any other legal theory, and whether or not we have been informed of the possibility of such damage.
In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed, our liability shall be limited to the maximum extent permitted by law.
You agree to defend, indemnify, and hold harmless Euro Insurance Guide, its directors, employees, partners, agents, suppliers, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, your User Content, any use of the Website's Content, services, and products other than as expressly authorized in these Terms.
These Terms shall be governed by and construed in accordance with the laws of Sweden, without regard to its conflict of law provisions.
Any dispute arising out of or in connection with these Terms, including any disputes regarding its existence, validity, or termination, shall be first attempted to be resolved amicably through negotiations between the parties.
If the dispute cannot be resolved through negotiation within 30 days from the date on which either party served written notice on the other of the dispute, the dispute shall be referred to and finally resolved by arbitration under the Rules of the Arbitration Institute of the Stockholm Chamber of Commerce, which Rules are deemed to be incorporated by reference into this clause.
The language of the arbitration shall be English. The seat of arbitration shall be Stockholm, Sweden.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. The most current version of these Terms will be posted on our Website. If a revision, in our sole discretion, is material, we will notify you via an email to the email address associated with your account or through a notice on the Website. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Website.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.
These Terms, including our Privacy Policy, constitute the entire agreement between you and Euro Insurance Guide regarding your use of the Website and supersede all prior and contemporaneous written or oral agreements between you and Euro Insurance Guide.
If you have any questions about these Terms, please contact us at:
Email: [email protected]
Postal Address: Sveavägen 56, 111 34 Stockholm, Sweden
Phone: +46 70 123 4567
